“When clients ask how they can help the people they care about get started well, Navigator is often where that conversation begins. It’s built for investors in their accumulating years who value broad diversification and a patient, long-term approach.”
Kyle Markle, CFP®
Partner, Chief Investment Officer,
& Senior Investment Advisor
How Navigator Works
Navigator is designed for investors focused on building long-term wealth who don’t yet need significant income from their portfolio. Every portfolio we build for you weighs the goals of security, income, and growth. Navigator emphasizes growth while using broad diversification to provide a layer of security.
We begin with diversification by investing across thousands of companies around the world using exchange-traded funds (ETFs). This broad exposure supports long-term growth, backed by thoughtful portfolio management and guidance from your advisor.
Thoughtful and active investment management keeps Navigator from becoming a “set it and forget it” strategy. Our Investment Policy Committee oversees the portfolio, regularly reviewing the strategy and its holdings to confirm it still fits your long-term goals. We also adjust the portfolio based on investment characteristics like valuation, profitability, company size, and momentum, which we believe reward investors over time.
The ETFs used in Navigator also offer an advantage at tax time. They provide meaningful tax efficiency, particularly in taxable accounts, helping limit taxable capital-gain distributions while we make changes in the portfolio.
Who Is Navigator For?
Navigator may especially appeal to you if you’re a younger investor, in your peak earning years, and still accumulating wealth and regularly adding to your portfolio. It may also fit if you want long-term equity growth but prefer broader diversification over a portfolio concentrated in individual companies.
Navigator won’t be the right fit for everyone. If you’re seeking high current income, our Income Builder Strategy may be a better match. If you value a growing stream of dividends, Cornerstone may be a better fit, and if you want a more concentrated growth approach, Sequoia may be worth considering.
Ultimately, the right strategy depends on what you need your money to accomplish. If Navigator sounds like a fit for your goals, your DCM advisor can help you decide whether it belongs in your plan.
This article was featured in the Fall 2026 edition of the Rising Dividend Report.
Read more articles from this issue here.
This has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.
Subscribe to Our Blog
Related Posts
